@font-face{font-family:Manrope;src:url('../assets/fonts/manrope.woff2') format('woff2');font-weight:200 800;font-display:swap}
:root{--bg:#f8f9f4;--paper:#fff;--ink:#193e32;--muted:#5b6d62;--green:#184f3b;--lime:#c1eda5;--mint:#eaf2e4;--peach:#f0ceb9;--line:#dce3d8;--danger:#a5342e;--focus:#176149;--radius:24px;--container:1224px;--space:clamp(64px,7vw,104px)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 Manrope,Arial,sans-serif;font-weight:450;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}a{color:inherit;text-underline-offset:4px}button{cursor:pointer}img{max-width:100%;height:auto;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{font-weight:650;line-height:1.14;letter-spacing:-.045em}h1{font-size:clamp(36px,4.65vw,67px);text-wrap:balance}h2{font-size:clamp(30px,3.4vw,46px);text-wrap:balance}h3{font-size:22px;letter-spacing:-.03em}p{color:var(--muted)}strong{font-weight:750}::selection{background:var(--lime);color:var(--ink)}:focus-visible{outline:3px solid var(--focus);outline-offset:5px;border-radius:5px}button:disabled{cursor:not-allowed;opacity:.48}.container{max-width:var(--container);margin:auto;width:calc(100% - 80px)}.skip{position:fixed;top:-100px;left:20px;background:var(--green);color:white;padding:12px 24px;z-index:100}.skip:focus{top:10px}.icon{width:22px;height:22px;display:inline-block;flex-shrink:0;vertical-align:middle}.topline{font-size:11px;text-align:center;letter-spacing:.07em;padding:8px 12px;background:#eaf0e5;color:#52684e}.topline span{margin:0 10px;opacity:.5}.header{background:var(--bg);border-bottom:1px solid var(--line);position:relative;z-index:20}.nav-wrap{min-height:94px;display:flex;align-items:center;gap:35px}.brand{width:174px;flex-shrink:0}.brand img{width:174px;height:auto}.nav{display:flex;align-items:center;gap:28px;margin-left:auto}.nav a{font-size:13px;font-weight:650;text-decoration:none;white-space:nowrap;padding:14px 0}.nav a:hover{color:#217c50}.header-action{border:1px solid var(--line);border-radius:100px;padding:12px 20px;text-decoration:none;font-size:13px;font-weight:700;white-space:nowrap;display:flex;gap:10px;align-items:center}.header-action .icon{width:17px;height:17px}.menu-toggle{display:none;border:0;background:none;min-height:48px;min-width:48px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:52px;padding:14px 26px;border:1px solid var(--green);border-radius:10px;background:var(--green);color:#fff;text-decoration:none;font-weight:650;font-size:14px;transition:background .18s,transform .18s}.btn .icon{filter:brightness(0) invert(1);width:19px;height:19px}.btn:hover{background:#236548}.btn:active{transform:translateY(1px)}.btn-light{background:var(--lime);color:var(--ink);border-color:var(--lime)}.btn-light .icon{filter:none}.btn-light:hover{background:#aee187}.btn-outline{background:transparent;color:var(--ink);border-color:#b8c8b6}.btn-outline 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.icon{width:17px;height:17px}.hero-art{width:420px;height:265px;object-fit:contain;margin-top:12px;margin-left:-20px}.hero-annotation{display:flex;align-items:center;gap:10px;font-size:11px;color:var(--muted);margin-top:-3px}.hero-annotation:before{content:'';width:28px;height:1px;background:var(--muted)}.calculator{background:var(--paper);border:1px solid #d4dfcd;padding:26px 28px 24px;border-radius:var(--radius);box-shadow:0 15px 40px #274c2810}.calc-top{display:flex;justify-content:space-between;gap:8px;align-items:center;margin-bottom:22px}.calc-top h2{font-size:19px;letter-spacing:-.03em}.badge{background:var(--mint);font-size:10px;font-weight:650;padding:6px 10px;border-radius:6px;white-space:nowrap}.calc-tabs{display:grid;grid-template-columns:1fr 1fr;gap:4px;padding:4px;border-radius:10px;background:#f1f4ee;margin-bottom:24px}.calc-tabs button{min-height:40px;background:transparent;color:var(--muted);font-size:12px;font-weight:650;border:0;border-radius:7px}.calc-tabs button[aria-pressed=true]{background:white;color:var(--ink);box-shadow:0 2px 6px #274c2810}.field-heading{display:flex;justify-content:space-between;align-items:center;margin-bottom:9px}.field-heading label{font-size:13px;font-weight:650}.number-box{display:flex;align-items:center;gap:7px;font-weight:750;font-size:21px}.number-box input{width:112px;text-align:right;border:1px solid transparent;background:none;padding:5px 2px;color:var(--ink);font-size:21px;line-height:1.25;font-weight:750;border-radius:4px}.number-box input:hover,.number-box input:focus{border-color:#a4b5a1}.number-box span{font-size:13px;font-weight:600;white-space:nowrap}.range{width:100%;height:20px;margin:3px 0 1px;accent-color:var(--green);cursor:pointer;background:transparent}.range::-webkit-slider-runnable-track{height:5px;border-radius:5px;background:linear-gradient(to right,var(--green) 0,var(--green) var(--progress,5%),#e8eee2 var(--progress,5%),#e8eee2 100%)}.range::-webkit-slider-thumb{-webkit-appearance:none;background:var(--green);width:21px;height:21px;border:4px solid white;outline:1px solid var(--green);border-radius:50%;margin-top:-8px}.range{-webkit-appearance:none}.range-ends{display:flex;justify-content:space-between;font-size:10px;color:var(--muted);margin-bottom:18px}.advanced{border-top:1px solid var(--line);margin-top:8px}.advanced summary{font-size:12px;padding:12px 0;cursor:pointer;min-height:44px;color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;padding:5px 0 15px}.field label{font-size:12px;font-weight:600;display:block;margin-bottom:5px}.field input,.field select,.search-input{width:100%;min-height:46px;border:1px solid #849580;border-radius:8px;background:#fff;padding:10px 12px;color:var(--ink);font-size:14px}.field-wide{grid-column:1/-1}.error{color:var(--danger);font-size:12px;line-height:1.5}.error:not(:empty){margin:5px 0 9px}.input-invalid{border-color:var(--danger)!important}.result{background:#f1f5ed;border-radius:12px;padding:17px 19px;margin:1px 0 16px}.result dl{margin:0}.result dl>div{display:flex;justify-content:space-between;gap:15px;font-size:12px;margin-bottom:6px}.result dt{color:var(--muted)}.result dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums;text-align:right}.result .total-row{padding-top:13px;margin-top:12px;border-top:1px dashed #bacbb0;align-items:center}.result .total-row dt{font-size:12px;max-width:140px;color:var(--ink);font-weight:650}.result .total-row dd{font-size:29px;letter-spacing:-.05em;white-space:nowrap}.result .rrso-row{font-size:11px;margin-top:10px;margin-bottom:0}.calc-submit{width:100%;justify-content:space-between}.calc-note{font-size:10px;line-height:1.6;text-align:center;margin:11px 0 0;color:#66715f}.calc-note a{font-weight:650}.inline-actions{display:flex;justify-content:center;gap:19px;margin:5px 0 0}.inline-actions button{border:0;background:none;font-size:11px;color:var(--muted);min-height:44px;padding:7px 0;display:flex;align-items:center;gap:6px}.inline-actions .icon{width:14px;height:14px}.result-extra{font-size:12px}.result-extra[open]{margin-top:16px}.result-extra summary{min-height:44px;cursor:pointer;line-height:44px}.calc-invalid{padding:25px 15px;background:#fff1ec;border-radius:12px;font-size:13px;margin:12px 0;color:var(--danger)}[hidden]{display:none!important}.trust-strip{padding:26px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-grid{display:flex;justify-content:space-between;gap:28px}.trust-item{display:flex;align-items:center;gap:12px;font-size:12px;font-weight:600}.trust-item .icon{width:20px;height:20px}.section{padding:var(--space) 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:38px}.section-head p{max-width:360px;font-size:14px}.section-head 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var(--line);overflow:hidden}.table-scroll{overflow:auto;max-width:100%}table{border-collapse:collapse;width:100%;font-size:13px}caption{text-align:left;font-size:12px;color:var(--muted);padding:16px 20px}th,td{padding:18px 24px;text-align:left;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums}thead th{font-size:11px;text-transform:uppercase;letter-spacing:.05em;background:#f8faf6;font-weight:650}tbody th{font-weight:550}tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}td strong{font-size:16px;font-weight:750}.table-note{padding:14px 22px;font-size:11px;border-top:1px solid var(--line)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:42px}.step-img{width:100%;height:185px;object-fit:contain;border-radius:15px;background:#f0f3ea;margin-bottom:24px}.step-no{font-size:11px;letter-spacing:.1em;font-weight:600;color:var(--muted);margin-bottom:12px;display:block}.step h3{font-size:22px;margin-bottom:12px}.step 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small{font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.article-card :is(h2,h3){font-size:21px;line-height:1.35;margin-top:9px;letter-spacing:-.025em}.article-card .text-link{font-size:12px;margin-top:7px}.article-card:hover h3{text-decoration:underline;text-underline-offset:5px}.transparency{display:flex;gap:22px;align-items:start;background:#f1f4ec;border:1px solid var(--line);padding:25px 30px;border-radius:14px;font-size:13px}.transparency .icon{width:25px;height:25px}.transparency p{font-size:12px;line-height:1.8;margin-top:6px}.footer{padding:62px 0 25px;background:#e8eee3;border-top:1px solid #dbe4d5}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:55px}.footer-brand p{font-size:12px;max-width:245px;margin-top:22px}.footer h2{font-size:12px;letter-spacing:0;margin-bottom:16px}.footer ul{list-style:none;padding:0;margin:0}.footer li a{font-size:11px;text-decoration:none;display:inline-block;padding:6px 0}.footer li a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #ccd8c4;margin-top:44px;padding-top:24px;display:flex;justify-content:space-between;gap:25px;font-size:10px;color:#5a6d55}.footer-disclaimer{font-size:10px;color:#52644c;line-height:1.9;margin-top:25px}.mobile-bar{display:none}.breadcrumbs{font-size:11px;padding:26px 0;color:var(--muted);display:flex;gap:10px;flex-wrap:wrap}.breadcrumbs a{text-decoration:none}.page-hero{padding:36px 0 57px;max-width:900px}.page-hero h1{font-size:clamp(34px,4.2vw,58px);max-width:880px}.page-hero p{font-size:17px;margin-top:24px;max-width:720px}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:88px;padding-bottom:70px}.prose{max-width:770px;min-width:0}.prose section{padding:0 0 30px;margin-bottom:25px;border-bottom:1px solid var(--line)}.prose h2{font-size:27px;line-height:1.3;margin-bottom:16px}.prose p{font-size:15px;line-height:1.9}.prose 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var(--line);border-radius:15px;background:#fff;padding:24px}.scenario-card h3{font-size:18px;margin-bottom:18px}.scenario-card .field{margin-bottom:15px}.comparison-common{max-width:380px;margin-bottom:25px}.comparison-results{margin-top:35px}.comparison-results .comparison-wrap{margin:20px 0}.compare-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:22px}.search-box{position:relative;max-width:720px;margin-bottom:40px}.search-input{min-height:62px;font-size:17px;padding-left:52px;border-radius:12px}.search-box>.icon{position:absolute;left:18px;top:20px}.search-results{display:grid;grid-template-columns:1fr 1fr;gap:18px}.search-result{padding:24px;background:#fff;border:1px solid var(--line);border-radius:13px;text-decoration:none}.search-result h2{font-size:19px;margin-bottom:9px}.search-result p{font-size:13px}.search-result:hover{background:var(--mint)}.search-status{font-size:13px;margin-bottom:20px}.empty{max-width:520px;text-align:center;margin:30px auto 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a{display:block;padding:9px 0;font-size:16px;overflow-wrap:anywhere}.contact-panel p{font-size:14px;margin:15px 0}.contact-panel dl{font-size:13px}.contact-panel dl>div{display:flex;justify-content:space-between;gap:15px;padding:11px 0;border-bottom:1px solid var(--line)}dd{margin:0}.registration{font-size:14px}.registration>div{display:grid;grid-template-columns:150px 1fr;border-bottom:1px solid var(--line);padding:16px 0;gap:20px}.registration dt{color:var(--muted)}.registration dd{overflow-wrap:anywhere}.notice{padding:20px 24px;background:#f8ece3;border-left:3px solid #92653f;border-radius:0 10px 10px 0;margin:25px 0;font-size:13px}.notice p{color:#644d39}.status-message{font-size:12px;min-height:22px;margin-top:10px;color:var(--green)}.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}dialog{max-width:min(700px,calc(100% - 30px));width:700px;border:1px solid var(--line);padding:32px;border-radius:20px;color:var(--ink);max-height:85vh;overflow:auto}dialog::backdrop{background:#112d22aa}dialog .close-dialog{float:right;background:none;border:0;min-height:48px;min-width:48px}dialog h2{font-size:28px;margin:8px 55px 25px 0}.passport-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;font-size:13px}.passport-grid>div{background:var(--mint);padding:12px;border-radius:8px}.passport-grid span{display:block;font-size:11px;color:var(--muted)}.passport-grid strong{display:block}.comparison-table th,.comparison-table td{padding:16px 19px}.back-links{padding:25px 0 55px;display:flex;gap:25px;flex-wrap:wrap}.back-links a{font-size:13px;font-weight:650}.article-meta{font-size:11px;margin-top:18px;color:var(--muted)}.article-cover{width:100%;max-height:330px;object-fit:cover;border-radius:22px;margin-bottom:40px}.check-print li{padding:8px 0;font-size:14px}.nojs{background:#f4e8da;border:1px solid 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@media(min-width:1440px){.hero-grid{gap:108px}.hero h1{font-size:68px}.hero-copy{padding-top:28px}}
@media(max-width:1150px){.container{width:calc(100% - 48px)}.nav{gap:17px}.nav-wrap{gap:22px}.nav a{font-size:11px}.brand,.brand img{width:153px}.header-action{padding:10px 14px;font-size:11px}.hero-grid{grid-template-columns:1fr 435px;gap:40px}.hero h1{font-size:53px}.faq-layout{gap:50px;grid-template-columns:300px 1fr}.footer-grid{gap:30px}.help-grid{gap:12px}.service-card{padding:23px 18px}.hero-art{width:350px}}
@media(max-width:950px){.nav-wrap{min-height:80px}.nav{gap:14px}.header-action{display:none}.hero-grid{grid-template-columns:1fr 400px;gap:25px}.hero h1{font-size:44px}.hero-description{font-size:14px}.hero-art{height:240px}.calculator{padding:23px}.hero{padding-top:36px}.hero-proof{font-size:10px}.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.split-section{gap:45px}.money-piece strong{font-size:34px}.help-grid{grid-template-columns:1fr 1fr}.service-card{min-height:180px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.club-banner{padding:40px}.club-banner h2{font-size:33px}.faq-layout{grid-template-columns:260px 1fr;gap:40px}.content-layout{grid-template-columns:1fr 230px;gap:40px}.tool-layout{grid-template-columns:1fr 1fr;gap:30px}.comparison-controls{gap:12px}.scenario-card{padding:18px}.steps{gap:24px}.comparison-table th,.comparison-table td{padding:15px 12px}}
@media(max-width:760px){.container{width:calc(100% - 40px)}.topline{font-size:9px;letter-spacing:.03em}.topline span{margin:0 5px}.nav-wrap{min-height:75px;justify-content:space-between}.brand,.brand img{width:149px}.menu-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--bg);border-bottom:1px solid var(--line);padding:15px 25px;box-shadow:0 10px 15px #173c3110;flex-direction:column;align-items:stretch;gap:0}.nav.is-open{display:flex}.nav a{font-size:15px;padding:14px}.hero{padding:28px 0 25px}.hero-grid{display:flex;flex-direction:column;gap:26px}.hero-copy{padding-top:0}.hero h1{font-size:46px;max-width:520px}.hero h1 span{display:inline}.hero h1 span:after{content:' '}.hero h1 .soft{display:block}.hero .eyebrow{font-size:9px;margin-bottom:17px}.hero-description{font-size:14px;line-height:1.8;margin-top:18px;max-width:520px}.hero-proof{font-size:11px;margin-top:15px}.hero-art,.hero-annotation{display:none}.calculator{width:100%;padding:22px}.calc-top{margin-bottom:18px}.calc-top h2{font-size:19px}.calc-tabs{margin-bottom:20px}.hero-grid>.calculator{max-width:540px;align-self:center}.hero-copy{width:100%}.trust-strip{padding:23px 0}.trust-grid{gap:17px 12px}.trust-item{font-size:10px;gap:8px;line-height:1.5}.trust-item .icon{width:17px;height:17px}.section{padding:60px 0}.eyebrow{font-size:10px;margin-bottom:17px}.section-head{display:block;margin-bottom:28px}.section-head p{margin-top:20px}.section-head .text-link{margin-top:14px}h2{font-size:34px}.money-strip{grid-template-columns:1fr 20px 1fr;gap:8px;margin-top:30px}.money-piece strong{font-size:28px}.money-piece small{font-size:10px}.money-piece p{font-size:10px}.money-piece.total{grid-column:1/-1;margin-top:15px;padding:19px 22px;display:grid;grid-template-columns:1fr 1fr;align-items:center}.money-piece.total strong{grid-row:1/3;grid-column:2;text-align:right;font-size:30px}.money-piece.total p{font-size:11px}.math-sign.equals{display:none}.disclosure{font-size:11px}.steps{grid-template-columns:1fr;gap:28px}.step{display:grid;grid-template-columns:104px 1fr;gap:20px;align-items:center}.step-img{width:104px;height:130px;margin:0}.step h3{font-size:22px}.step p{font-size:12px}.step-no{font-size:9px;margin-bottom:9px}.split-section{grid-template-columns:1fr;gap:35px}.split-section p{font-size:14px}.infographic img{height:240px}.club-banner{grid-template-columns:1fr;padding:30px;gap:10px}.club-banner h2{font-size:33px}.club-banner img{height:200px;grid-row:2}.club-banner p{font-size:13px}.help-grid{gap:12px}.service-card{padding:20px 16px;min-height:196px}.service-card h3{font-size:16px}.service-card>.icon{margin-bottom:20px;width:22px;height:22px}.service-card p{font-size:11px}.contact-strip{display:block}.contact-strip>div+div{margin-top:15px}.contact-strip a{font-size:21px}.faq-layout{grid-template-columns:1fr;gap:25px}.faq-intro p{margin-top:16px}.faq-item summary{font-size:14px;min-height:68px;padding-top:20px;padding-bottom:20px}.articles-grid{grid-template-columns:1fr;gap:35px}.article-card>img{max-height:230px}.article-card :is(h2,h3){font-size:24px}.transparency{padding:22px;gap:13px}.transparency .icon{width:20px}.footer{padding-top:42px;padding-bottom:98px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-brand{grid-column:1/-1}.footer-brand p{max-width:370px}.footer-bottom{display:block;font-size:10px}.footer-bottom span{display:block;margin-top:8px}.footer-disclaimer{font-size:9px}.mobile-bar{display:flex;position:fixed;bottom:0;left:0;right:0;background:#fff;box-shadow:0 -2px 20px #133c2310;border-top:1px solid #d7e1d1;z-index:25;padding:8px 16px calc(8px + env(safe-area-inset-bottom));justify-content:space-around;gap:10px}.mobile-bar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;font-size:11px;font-weight:650;text-decoration:none;flex:1;border-radius:8px}.mobile-bar a:first-child{background:var(--green);color:white}.mobile-bar a:first-child .icon{filter:brightness(0) invert(1)}.mobile-bar .icon{width:17px;height:17px}.breadcrumbs{padding-top:20px;font-size:10px}.page-hero{padding:18px 0 38px}.page-hero h1{font-size:38px}.page-hero p{font-size:15px;margin-top:20px}.content-layout{grid-template-columns:1fr;gap:20px;padding-bottom:45px}.sidebar{position:static}.sidebar img{display:none}.prose h2{font-size:25px}.prose p{font-size:14px}.tool-layout{grid-template-columns:1fr;gap:40px;padding-bottom:50px}.tool-copy{margin-top:10px}.comparison-controls{grid-template-columns:1fr}.scenario-card .form-grid{padding-bottom:0}.comparison-table{min-width:520px}.comparison-wrap table:not(.comparison-table){font-size:11px;min-width:430px}th,td{padding:14px}.search-results{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr;gap:20px}.contact-panel{padding:25px}.registration>div{grid-template-columns:1fr;gap:5px}.saved-list{grid-template-columns:1fr}.doc-row{grid-template-columns:28px 1fr 20px;gap:14px}.doc-row h2{font-size:16px}.doc-row p{font-size:11px}.passport-grid{grid-template-columns:1fr 1fr}dialog{padding:22px}.header:has(.is-open){z-index:30}.back-links{gap:15px}.inline-actions{gap:16px}.contact-panel a{font-size:14px}}
@media(max-width:380px){.container{width:calc(100% - 28px)}.hero h1{font-size:40px}.calculator{padding:19px 17px}.calc-top h2{font-size:18px}.badge{font-size:9px}.result{padding:15px}.result .total-row dd{font-size:26px}.hero-description{font-size:13px}.btn{padding:13px 17px}.hero-proof{font-size:10px}.help-grid{grid-template-columns:1fr}.service-card{min-height:auto}.service-card>.icon{margin-bottom:15px}.service-card .card-arrow{padding-top:0}.club-banner{padding:25px}.money-piece.total{padding:16px}.money-piece.total strong{font-size:25px}.mobile-bar{padding-left:8px;padding-right:8px;gap:3px}.mobile-bar a{font-size:10px;gap:5px}.step{grid-template-columns:85px 1fr;gap:16px}.step-img{width:85px}.number-box input{width:105px}.passport-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
@media(forced-colors:active){.btn,.badge,.result,.calculator{border:1px solid CanvasText}.range{appearance:auto}.range::-webkit-slider-runnable-track{background:CanvasText}.range::-webkit-slider-thumb{background:Highlight}.icon{forced-color-adjust:none}}
@media print{body{background:#fff;font-size:11pt;color:#000}.topline,.header,.footer,.mobile-bar,.sidebar,.breadcrumbs,.btn,.inline-actions,.search-box,.range,.range-ends,.calc-tabs,.hero-copy,.trust-strip,.no-print{display:none!important}.container{width:100%;max-width:none}.hero-grid,.tool-layout,.content-layout{display:block}.calculator{box-shadow:none;border:1px solid #777;max-width:none;margin:0;padding:18px}.hero{padding:0}.result,.result dt,.result dd,.prose p{background:none;color:#000}.section{padding:12px 0}.page-hero{padding:15px 0}.page-hero h1{font-size:24pt}.calculator h2{font-size:17pt}.form-grid,.field-heading{display:none}.advanced{display:none}.result-extra{display:block}details::details-content{content-visibility:visible}details>*{display:block!important}table{font-size:10pt}th,td{padding:9px}a{text-decoration:none}.comparison-controls{display:none}dialog[open]{position:static;max-width:100%;width:100%;max-height:none;border:0}.print-dialog>body> :not(dialog){display:none!important}.print-dialog dialog{display:block}.print-dialog dialog .close-dialog{display:none}.passport-grid>div{border:1px solid #aaa;background:none}.comparison-table{min-width:0}.print-label{display:block!important}}
/* Compact calculator and task-first small-screen layout. */
.status-message:empty{display:none}.hero{padding-top:44px}.hero-art{height:216px;margin-top:3px}.hero-copy{padding-top:16px}.calc-tabs{margin-bottom:15px}.range{display:block}.range-ends{margin-bottom:10px}.field-heading{margin-bottom:4px}.result{padding:15px 17px}.result .total-row{padding-top:10px;margin-top:9px}.calc-top{margin-bottom:17px}.number-box input{padding:3px 2px}.result-extra[hidden]{display:none}#monthly-summary{padding-top:12px;margin-top:12px;border-top:1px dashed #bccdb2}#monthly-summary>div{display:flex;justify-content:space-between;gap:12px;font-size:11px;margin:5px 0}#monthly-summary strong{text-align:right}.check-row{display:flex;align-items:center;gap:13px;min-height:52px;font-size:14px}.check-row input{width:22px;height:22px;accent-color:var(--green)}
@media(max-width:760px){.hero{padding-top:24px}.hero h1{font-size:38px;line-height:1.12;letter-spacing:-.055em}.hero h1 span{display:inline}.hero h1 .soft{display:block;font-size:35px}.hero-description{margin-top:14px;font-size:13px;line-height:1.7}.hero-copy{padding-top:0}.hero .eyebrow{margin-bottom:13px}.hero-proof{margin-top:13px}.hero-grid{gap:22px}.calc-top h2{font-size:16px}.calc-top{gap:8px;margin-bottom:15px}.badge{font-size:9px;padding:5px 7px}.calc-top h2{max-width:155px}.calculator{padding:20px}.calc-tabs button{font-size:11px;min-height:40px}.result .total-row dd{font-size:27px}.field-heading label{font-size:12px}.calc-submit{min-height:48px}.hero-art{display:none}}
@media(max-width:380px){.hero h1{font-size:35px}.hero h1 .soft{font-size:31px}.calc-top h2{max-width:145px}.calculator{padding:18px 16px}}
.calculator-controls{border:0;margin:0;padding:0;min-width:0}fieldset.calculator-controls:disabled .calc-tabs{opacity:.7}
/* Keyboard and touch target finishing. */
.calc-tabs button,.inline-actions button,.advanced summary,.result-extra summary{min-height:48px}.field input,.field select{min-height:48px}.nav a,.sidebar a{min-height:48px}.number-box input{min-height:44px}.table-scroll:focus-visible{outline-offset:-3px}
@media(max-width:760px){.range{height:40px}.number-box input{min-height:48px}html:not(.js) .nav{display:flex;position:static;flex-basis:100%;box-shadow:none;padding:0 0 15px}html:not(.js) .nav-wrap{flex-wrap:wrap}html:not(.js) .menu-toggle{display:none}}
@media print{dialog::backdrop{background:transparent!important}dialog[open]{margin:0!important;padding:0!important;border-radius:0!important;box-shadow:none!important}dialog,dialog *{color:#000!important}.passport-grid>div{break-inside:avoid}tr{break-inside:avoid}thead{display:table-header-group}}
.js #schedule:not([open]){display:none}

/* Creditron art direction v2: tactile studio imagery, composed at every scale. */
.hero-grid{column-gap:70px;row-gap:0;grid-template-rows:auto 1fr}
.hero-grid>.calculator{grid-column:2;grid-row:1 / span 2}
.hero-copy{grid-column:1;grid-row:1}
.hero-visual{grid-column:1;grid-row:2;min-width:0;margin:24px 0 0;align-self:end}
.hero-art{display:block;width:100%;max-width:none;height:auto;aspect-ratio:16/9;object-fit:cover;margin:0;border-radius:20px}
.hero-annotation{display:flex;margin:14px 0 3px;font-size:11px}
.step-img{height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:16px;margin-bottom:24px}
.infographic{overflow:hidden;background:#f0f1e9;border:1px solid #e2e6da;border-radius:24px}
.infographic img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.graphic-caption{padding:24px 25px 27px}
.club-banner{padding:0;grid-template-columns:1.08fr 1fr;overflow:hidden;gap:0;background:#143d30}
.club-banner>div{padding:48px}
.club-banner>img{height:100%;min-height:360px;width:100%;object-fit:cover;object-position:53% center;align-self:stretch}
.article-card>img{aspect-ratio:16/9;object-fit:cover;border-radius:16px}
.article-cover{max-height:none;aspect-ratio:16/9;object-fit:cover;border-radius:20px}
.sidebar>img{aspect-ratio:16/9;object-fit:cover;border-radius:18px}
.empty>img{height:auto;width:min(100%,420px);aspect-ratio:16/9;border-radius:20px;object-fit:cover}
@media(min-width:1101px){.hero h1{font-size:62px}.hero-description{max-width:475px}.hero-visual{max-width:575px}}
@media(min-width:761px) and (max-width:1100px){.hero-grid{column-gap:35px}.hero-visual{margin-top:24px;align-self:start}.club-banner>div{padding:32px}.club-banner>img{min-height:340px}}
@media(max-width:760px){
.hero-grid{display:flex;gap:22px}.hero-copy{order:0}.hero-grid>.calculator{order:1}.hero-visual{order:2;width:100%;margin:5px 0 0;align-self:center;max-width:540px}.hero-art{display:block;border-radius:16px}.hero-annotation{display:flex;font-size:10px;margin-top:10px}
.step{display:block}.step-img{width:100%;height:auto;max-height:none;margin-bottom:20px}.step h3{font-size:25px}.step p{font-size:14px}.step-no{font-size:10px}.steps{gap:36px}
.infographic img{height:auto}.graphic-caption{padding:20px;font-size:12px}
.club-banner{padding:0;grid-template-columns:1fr}.club-banner>div{padding:30px}.club-banner>img{height:auto;min-height:0;aspect-ratio:16/9;object-position:center;grid-row:2}
.sidebar>img{display:block;max-width:440px;margin:0 auto 24px}.article-card>img{max-height:none}.empty>img{height:auto}
}

/* Shared offer links; calculator and service controls keep their own actions. */
.header-action.flow-cta{background:var(--green);border-color:var(--green);color:#fff}
.header-action.flow-cta .icon{filter:brightness(0) invert(1)}
.calculator-flow{width:100%;justify-content:space-between;margin-bottom:8px}
.flow-note{font-size:11px;line-height:1.6;text-align:center;margin:0 0 12px}
.footer-cta{display:flex;align-items:center;justify-content:space-between;gap:28px;padding-bottom:34px;margin-bottom:36px;border-bottom:1px solid var(--line)}
.footer-cta h2{font-size:26px;letter-spacing:-.03em;margin:0 0 10px}
.footer-cta p{max-width:620px;font-size:13px;line-height:1.7}
.footer-cta .btn{flex-shrink:0}
@media(max-width:760px){.footer-cta{flex-direction:column;align-items:stretch;gap:20px}.footer-cta h2{font-size:24px}.footer-cta .btn{width:100%}}
@media print{.flow-note{display:none!important}}
.prose-table{margin:22px 0 18px;border:1px solid var(--line);border-radius:18px;background:var(--paper)}
.prose-table table{min-width:540px}
.prose-table th,.prose-table td{padding:14px 16px}
.prose-table caption{text-align:left}
.prose ul.prose-list{list-style:disc;margin:14px 0 4px;padding-left:22px;font-size:15px;line-height:1.85}
.prose-list li{margin-bottom:6px}
.prose section p+p{margin-top:14px}
@media(max-width:760px){.prose ul.prose-list{font-size:14px}}
@media print{.prose-table table{min-width:0}}
.calc-prose{margin:64px 0 0}
.table-caption{margin:22px 0 -12px;font-size:13px;color:var(--muted)}
.prose ul.prose-list{color:var(--muted)}
.prose-table{background:linear-gradient(to right,var(--paper) 30%,#fff0) left/40px 100% no-repeat local,linear-gradient(to left,var(--paper) 30%,#fff0) right/40px 100% no-repeat local,radial-gradient(farthest-side at 0 50%,#193e3240,#0000) left/16px 100% no-repeat scroll,radial-gradient(farthest-side at 100% 50%,#193e3240,#0000) right/16px 100% no-repeat scroll;background-color:var(--paper)}
.prose-table thead th{background:transparent}
.faq-item a{display:inline-flex;align-items:center;min-height:44px;font-size:13px}
.breadcrumbs a,.back-links a,.footer-bottom a{display:inline-flex;align-items:center;min-height:44px}
.breadcrumbs{align-items:center;row-gap:0}
.source-list a{padding:12px 0}
.brand{display:flex;align-items:center;min-height:48px}
.calc-note a,.editorial-note a,.contact-strip a{padding-block:12px}
@media(max-width:760px){
 .hero-description{font-size:15px}.disclosure{font-size:13px}.footer-disclaimer{font-size:12px}
 .calc-note{font-size:12px}.breadcrumbs{font-size:12px;padding-top:8px;padding-bottom:8px}.footer li a{font-size:13px;display:flex;align-items:center;min-height:44px;padding:0}.footer-bottom{font-size:12px}
 .mobile-bar a{font-size:12px}thead th{font-size:12px}.prose-table td,.prose-table tbody th{font-size:14px}caption{font-size:13px}
}
@media(max-width:380px){.hero-description{font-size:14px}.mobile-bar a{font-size:11px}}